Specialized coverage for new and used car dealerships, wholesale dealers, and auto auctions.
Specialist
Running an auto dealership means managing a unique set of risks — from lot liability and test drive accidents to inventory damage and employee theft. Emerald Shield Insurance Agency understands the auto dealer industry and provides comprehensive insurance programs designed specifically for your operation.
Whether you're a franchise dealer, independent used car lot, wholesale dealer, or specialty vehicle retailer, we have access to carrier programs built for the automotive industry with competitive rates and broad coverage.
A full suite of insurance products designed to protect every aspect of your dealership operations.
Covers damage to your vehicle inventory from hail, fire, flood, theft, vandalism, and collision — whether vehicles are on your lot, at auction, or in transit.
Get a QuoteCovers bodily injury and property damage claims arising from your dealership operations — including customer injuries on your lot and damage during test drives.
Get a QuoteProtects you when a customer's vehicle is damaged or stolen while in your care — such as during service, detail, or overnight storage.
Get a QuoteRequired by the NC DMV to obtain and maintain your dealer license. We offer fast approvals and competitive rates for new and renewal dealer bonds.
Learn MoreCovers your dealership building, showroom, service bays, equipment, signage, tools, and business personal property against fire, storm, and other perils.
Get a QuoteCovers medical expenses and lost wages for dealership employees — mechanics, sales staff, lot attendants, and office workers — injured on the job.
Get a QuoteFrom franchise showrooms to independent used car lots, we insure dealerships of all sizes and types.
Affordable lot coverage, garage liability, and dealer bonds for buy-here-pay-here and retail used car operations.
Coverage tailored for dealers who buy and sell at auction without a traditional retail lot.
Motorcycles, RVs, boats, ATVs, and other specialty vehicle dealerships with unique coverage needs.
Full-service insurance programs for franchise new car dealers meeting manufacturer requirements.