Extra liability protection that goes above and beyond your standard insurance policies.
Protection
Standard liability policies have limits. When a catastrophic claim exceeds those limits, an umbrella policy kicks in to cover the difference — protecting your personal and business assets from devastating financial loss.
Umbrella insurance is one of the most cost-effective ways to significantly increase your liability protection. For a relatively small premium, you can add millions of dollars in additional coverage over your existing auto, home, or commercial policies.
Umbrella policies extend your liability limits and can also cover claims that your underlying policies may not.
Covers costs beyond your auto policy limits for accidents where you're at fault — including bodily injury and property damage to others.
Get a QuoteCovers attorney fees, court costs, and settlements when you're sued for liability claims that exceed your underlying policy limits.
Get a QuoteProvides additional coverage if someone is injured on your property and the claim exceeds your homeowner's or commercial property limits.
Get a QuoteCovers claims like defamation, slander, libel, and false arrest that may not be covered by your standard liability policies.
Get a QuoteMany umbrella policies provide liability coverage worldwide — important for business owners who travel or have international operations.
Get a QuoteExtends the limits of your commercial general liability, commercial auto, and employer's liability policies for comprehensive business protection.
Get a QuoteIf you have assets to protect, umbrella insurance is one of the smartest investments you can make.
Protect your business and personal assets from catastrophic liability claims that exceed standard policy limits.
Landlords and homeowners face extra liability exposure from visitors, tenants, and contractors.
Anyone with cars, boats, or recreational vehicles benefits from excess liability protection on the road.
The more assets you have, the bigger a target you are in a lawsuit. Umbrella coverage shields your wealth.